SELECT RM.RECEIPT_METHOD_ID , RM.NAME , RM.MERCHANT_ID , RC.NAME CLASS FROM AR_RECEIPT_METHODS RM , AR_RECEIPT_CLASSES RC WHERE RM.RECEIPT_CLASS_ID = RC.RECEIPT_CLASS_ID AND RM.PAYMENT_TYPE_CODE = 'CREDIT_CARD' AND TRUNC(SYSDATE) BETWEEN RM.START_DATE AND NVL(RM.END_DATE , TRUNC(SYSDATE))