The following lines contain the word 'select', 'insert', 'update' or 'delete':
select
rate_id,
business_group_id,
account_id,
code,
rate,
description,
comments,
object_version_number
from pay_wci_rates
where rate_id = p_rate_id;
select rate_id,
business_group_id,
account_id,
code,
rate,
description,
comments,
object_version_number
from pay_wci_rates
where rate_id = p_rate_id
for update nowait;