Search Results iby_creditcard

The IBY_CREDITCARD table in Oracle E-Business Suite (EBS) versions 12.1.1 and 12.2.2 is a critical component of the Oracle Payments module (IBY), which handles credit card processing and management. This table stores essential credit card information required for payment processing, validation, and authorization. Below is a detailed summary of its structure, purpose, and key attributes. ### **Purpose of IBY_CREDITCARD Table** The IBY_CREDITCARD table serves as the central repository for credit card details used in payment transactions. It supports functionalities such as: - **Credit Card Storage**: Securely stores encrypted credit card numbers, expiration dates, and cardholder names. - **Payment Authorization**: Facilitates authorization requests during payment processing. - **Tokenization**: Supports tokenized card data for secure transactions. - **Validation**: Ensures card details comply with issuer standards (e.g., Visa, Mastercard). ### **Key Columns and Descriptions** Below are the primary columns in the IBY_CREDITCARD table and their significance: | **Column Name** | **Data Type** | **Description** | |-------------------------|--------------|----------------| | CREDITCARD_ID | NUMBER | Primary key, uniquely identifies each credit card record. | | CARD_NUMBER | VARCHAR2(20) | Stores the encrypted credit card number (masked for security). | | CARD_EXPIRATION_DATE | DATE | Expiration date of the credit card (MM/YYYY format). | | CARDHOLDER_NAME | VARCHAR2(100)| Name of the cardholder as printed on the card. | | CARD_TYPE_CODE | VARCHAR2(30) | Indicates the card issuer (e.g., VISA, MASTERCARD, AMEX). | | TOKEN_ID | NUMBER | Reference to a tokenized card (if tokenization is enabled). | | CREATED_BY | NUMBER | User ID of the creator (references FND_USER). | | CREATION_DATE | DATE | Timestamp when the record was created. | | LAST_UPDATED_BY | NUMBER | User ID of the last updater. | | LAST_UPDATE_DATE | DATE | Timestamp of the last update. | | LAST_UPDATE_LOGIN | NUMBER | Session ID of the last update. | ### **Security and Compliance** Oracle EBS ensures PCI-DSS compliance by: - **Encrypting card numbers** using Oracle’s encryption utilities. - **Masking card numbers** in UI displays (e.g., showing only last four digits). - **Tokenization support** to replace sensitive data with tokens for recurring payments. ### **Integration with Other Modules** The IBY_CREDITCARD table integrates with: - **Oracle Receivables (AR)**: For customer payment processing. - **Oracle Payables (AP)**: For supplier payments. - **Oracle Order Management (OM)**: For e-commerce transactions. ### **Common Use Cases** 1. **Payment Processing**: Used in IBY_PAYMENTS_ALL to authorize and capture payments. 2. **Recurring Billing**: Stores card details for subscription-based services. 3. **Refunds**: Links to IBY_REFUNDS for processing refunds. ### **Best Practices for Management** - **Regular Purging**: Archive or purge obsolete records to maintain performance. - **Audit Trails**: Use Oracle Audit Vault to track access. - **PCI Compliance**: Ensure encryption and masking are always enabled. ### **Conclusion** The IBY_CREDITCARD table is a foundational element in Oracle EBS Payments, enabling secure and efficient credit card transactions. Proper configuration and compliance with PCI standards are essential for maintaining data security and operational efficiency.