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The AR_CMGT_CF_ANL_NOTES table in Oracle E-Business Suite (EBS) versions 12.1.1 and 12.2.2 is a critical data structure within the Credit Management module (part of Oracle Receivables). This table stores analytical notes related to credit evaluations, risk assessments, and customer financial analysis, enabling organizations to maintain a comprehensive audit trail of credit decisions. Below is a detailed technical and functional breakdown of this table:

1. Purpose and Functional Context

The AR_CMGT_CF_ANL_NOTES table is designed to capture and retain notes generated during the credit analysis process. These notes may include:
  • Manual comments entered by credit analysts during customer evaluations.
  • System-generated notes from automated credit scoring or risk assessment tools.
  • Historical records of credit limit adjustments or approval workflows.
This table integrates with other Credit Management tables like AR_CMGT_CREDIT_ANALYSES and HZ_CUST_ACCOUNTS to provide a 360-degree view of customer creditworthiness.

2. Key Columns and Structure

The table typically includes the following columns (exact schema may vary between EBS versions):
  • NOTE_ID: Primary key, uniquely identifying each note entry.
  • ANALYSIS_ID: Foreign key linking to AR_CMGT_CREDIT_ANALYSES.
  • CUSTOMER_ID: References HZ_CUST_ACCOUNTS to associate notes with specific customers.
  • NOTE_TYPE: Categorizes notes (e.g., "MANUAL", "SYSTEM", "RISK_ALERT").
  • NOTE_TEXT: Stores the actual note content (often CLOB or VARCHAR2).
  • CREATED_BY/CREATION_DATE: Audit columns tracking note origin.
  • LAST_UPDATED_BY/LAST_UPDATE_DATE: Tracks modifications.

3. Integration Points

The table interacts with several EBS components:
  • Credit Workflow Engine: Notes may trigger or result from approval workflows.
  • Oracle Collections: Shared notes may appear in delinquency management.
  • Oracle Trading Community Architecture (TCA): Customer data synchronization via HZ_CUST_ACCOUNTS.

4. Technical Considerations

  • Indexing: Typically indexed on ANALYSIS_ID and CUSTOMER_ID for performance.
  • Partitioning: In high-volume environments, partitioning by CREATION_DATE may be implemented.
  • Retention Policies:
    • Notes are often retained indefinitely for audit compliance.
    • May be archived via Oracle Data Archiving in 12.2.2.

5. Customization Scenarios

Common extensions include:
  • Adding custom note types via lookup codes (FND_LOOKUP_VALUES).
  • Integrating with external credit bureaus to auto-populate notes.
  • Developing APIs to expose notes to BI tools like Oracle BI Publisher.

6. Version-Specific Notes

  • 12.2.2 Enhancements:
    • Improved Unicode support in NOTE_TEXT.
    • Integration with Oracle REST Data Services for mobile access.
  • 12.1.1 Limitations:
    • Smaller NOTE_TEXT capacity (4,000 chars vs. CLOB in 12.2.2).

7. Best Practices

  • Implement regular purges of test/debug notes in development environments.
  • Encrypt sensitive notes using Oracle Advanced Security.
  • Leverage Oracle Application Framework (OAF) personalizations to optimize note entry screens.